Incentives · updated regularly

Pre-construction incentives right now

Every incentive that can lower what you pay for a new home in North York, Scarborough, Pickering, Ajax and Whitby, in one place: government relief, builder bonuses and today's mortgage rates. Expired programs and stale offers are removed automatically.

Builder bonuses and offers

What builders are publicly offering on projects listed here. Offers change often and some depend on the model or lot, so I confirm the current package before any visit. Offers are removed automatically once they end or after 90 days without an update.

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Government incentives and rules

HST relief and rebates

Closing costs

Mortgage rules

Buyer protection

Mortgage rates today

From the Bank of Canada, updated automatically.

Calculate my payments

Want to know which of these you qualify for on a specific home? Tell me the projects you like and I'll work out your incentives, deposits and closing costs, then take you through the sales offices.

Get my numbers Get new incentives every Monday

General information only, not legal, tax or financial advice. Program details can change, and some depend on federal or provincial legislation. Confirm with your lawyer before you sign. Each incentive links to its official source.